How to Create a Home Inventory

Posted by Block Insurance on April 10, 2019

No one likes to think about disaster striking, but have you ever considered what might happen if you were to suddenly lose your belongings?

Spring cleaning is the perfect time to take inventory of what you have. You never know when there might be a catastrophe - such as a burglary or natural disaster. You’ll want to take an inventory of all your belongings to make sure you have the right coverage under your insurance policy.

So, Where Do I Start Taking Inventory?

Thinking about taking note of every single item you own can seem like a daunting task. However, there are many ways you can start small and work your way up to the list of everything you own.

Here are a few tips to get started. Remember, the most important thing is to start tracking your items now.

Categorize Your Items

Since you will have items all over your home, it’s important to start with one area, such as your kitchen. You can go through things that are in your pantry, like appliances, and move to another area of your house, like your walk-in closet. Categorizing your items by location will help you remember what you have kept track of and what still needs to be done.

Start Small

To keep from feeling overwhelmed, start small. It will be easier to get started if you first begin with a closet or drawer that’s organized. This will help you to have a small win before moving on to larger storage options in your home, such as your garage, where you may have many items.

Related: 5 Tips For Buying Your First Homeowners Policy>>

Start Tracking Recent Purchases

To get yourself into the habit of tracking your belongings, start tracking your most recent purchases. What did you purchase yesterday? Last week? Whether the items are big or small, you can start taking note of things you purchase.

Go Mobile

Wouldn’t it be a bummer to track all of your items on a sheet of paper, and then lose that list? For this reason, it’s best to go mobile. You lose the risk of losing your list. There are many apps that can help you track your items. One way to track items is through taking pictures or videos of your items. This is especially valuable for tracking big purchases.

Don’t Forget About Your High-Value Items

Speaking of big purchases, don’t forget to track your high-value items. These items could include jewelry and other collectibles. The value may go up on a specific item, so it’s good to keep tabs on it.

How Do I Ensure Everything is Included?

If you are starting from scratch, it will take a while to include all your items on a list. Don’t get discouraged. Take your time, but make sure you are continually updating the list. It’s easier to start with a small area or track your recent purchases, and spring cleaning is the perfect time to get started.

With time, you’ll be ready to thrive when disaster strikes.

Do You Have Questions About A Home Inventory?

If you’re feeling overwhelmed about the idea of taking a home inventory, the experts at Block Insurance can help. Contact us for more details.

Get Started >>

Category: Home & Renter’s Insurance